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           METHODOLOGY FOR BUDGETING   AND SAVE MONEY Budgeting and saving money don't come naturally to many people for obvious reasons. Spending money on non-essentials is so easy, even if you're committed to a well-laid spending plan. Still, getting on track with a realistic budget and squirreling money away may not be as difficult as you think. Begin by taking the time to create a budget, which can help you reorganize your finances, prioritize spending, and manage debt, thus allowing you to make progress toward your long-term financial goals. Make a Classic Budget: Budgeting your money is the cornerstone of a sound financial plan, and seeing all the numbers in black and white can offer valuable perspective on where your money is going and where you could put it to better use. A budget can help you spotted areas where you're spending more than you realize and can also be set up to allow for the occasional indulgence as well as unforeseen emergencies. You have lots of rea

                  What is Inflation? Meaning of inflation:   Inflation subject to the rise in the prices of most goods and services of daily or common use, such as food, clothing, housing, etc. Inflation meaning in India:   Inflation is measured by a central government authority, which is in charge of adopting measures to ensure the smooth running of the economy. What is Inflation?  Inflation refers to the rise in the prices of most goods and services of daily or common use, such as food, clothing, housing, recreation, transport, consumer staples, etc. Inflation measures the average price change in a basket of commodities and services over time. The opposite and rare fall in the price index of this basket of items is called ‘deflation’. Inflation is indicative of the decrease in the purchasing power of a unit of a country’s currency. This is measured in percentage. What are the effects of Inflation? The purchasing power of a currency unit decreases as the commodities and services get d

                                            Nobel Prize for Economics   After all, what is Behavioral Economics, which has been awarded this year's Nobel Prize, let's learn. In the matter of money, people do not take decisions with just the mind.  Human emotions often dominate the mind, so to understand economic matters one needs to understand psychology along with economics. This is called Behavioral Economics, for which this year Richard H. Thaler has been awarded the Nobel Prize. Man's relationship with money is complicated.  Greed, fear of the future, and guilt arising out of spending are the emotions that increase this confusion. Through Behavioral Economics we try to understand the habits related to money. You can also learn about some of these habits.   1. 'Pain of Paying'  Scholars believe that when we separate the money from our pockets, we suffer. This problem is more when we are giving money in the form of notes. This problem is less when buying credit ca

                                  अर्थशास्त्र का नोबेल पुरस्कार   आखिर क्या बला है बिहेवियरल इकोनॉमिक्स जिस पर इस साल का नोबेल पुरस्कार दिया गया है, आइये जानें। पैसों के मामले में लोग सिर्फ दिमाग से फैसले नहीं लेते. अक्सर इंसानी जज्बात दिमाग पर हावी हो जाते हैं , इसलिए आर्थिक मामलों को समझने के लिए अर्थशास्त्र के साथ मनोविज्ञान को समझने की भी जरूरत है .यही बिहेवियरल इकोनॉमिक्स कहलाता है ,जिसके लिए इस साल रिचर्ड एच थेलर को नोबेल पुरस्कार दिया गया है . पैसे के साथ इंसान का रिश्ता उलझा हुआ है.  लालच,  भविष्य का डर और खर्च करने से पैदा होने वाला अपराधबोध ऐसे जज्बात हैं जो इस उलझन को और बढ़ाते हैं  .बिहेवियरल इकोनॉमिक्स के जरिए हम पैसे से जुड़ी आदतों को समझने की कोशिश करते हैं इनमे से कुछ आदतों के बारे में आप भी जानिए   1. 'पेन ऑफ  पेइंग'  विद्वान मानते हैं कि पैसे को जब हम अपनी जेब से जुदा करते हैं ,तो हमें  तकलीफ होती है .यह तकलीफ तब ज्यादा होती है ,जब हम नोटों की शक्ल में पैसा दे रहे हों.क्रेडिट कार्ड या उधार माल खरीदते वक्त यह तकलीफ कम हो जाती है. यही कारण है किस्तों में उधार सा

Control on  Negative Thinking and Retain Positive If Have you ever wasted your precious time thinking negatively about yourself and others? Are you constantly imagining worst-case scenarios? Are you always caught up with negative memories from the past? If yes, then you are addicted to your negative thoughts. The truth is, you are caged by your fear and anxiety that keeps you away from succeeding. All you need is consistent practice and the will to break it down. Read more to find out what are the ways to overcome negative thoughts and how to be more positive in life. Why You Having Comes Negative Thoughts?  Go and Find out from where do these negative  thoughts come from? Find the root cause of being negative. Negative thoughts are a mix of ideas developed by yourself from any unpleasant memories or things that you didn’t want to happen. Pessimistic people always anticipate disasters around and cannot find happiness. Try to realize the fact that negativity is just your brain warning y

                    The new technologies will change Marketing in 2021  Today Technology has changed the world into a global village with the ease of connecting people from different countries and cultures. The rising use of smartphones and mobile applications has fuelled the growth of marketing. Sharing information is more accessible than ever before, making it much easier to generate product awareness or promote your service among the customers. Most importantly, for any brand to remain relevant, it must adapt to the evolving technologies. This also helps you to keep up with the competition. Let us have a glance regarding the emerging technologies that will reshape marketing in the next decade.    A Quantum Computing,  Big Data, and Artificial Intelligence,  Today buzzwords are interrelated and when combined, will develop the most major technology advancements when combined. The role of AI and big data is already established in the context of marketing activities. Quantum computing

                                           What Will Happen to Me There was a learned monk who stayed away from worldliness. He was famous for his honesty, service, and knowledge. Once he set out on a long journey by water ship. He retained enough money and a diamond to spend the journey. This diamond was presented to him by a king, pleased with his honesty, so he was doing this journey only to keep it with him and not give it to another king. During the journey, the monk was identified with other passengers. They kept telling them things of knowledge. A fakir traveler grew closer with the intention of degrading them. One day, in the talks, the sadhu took him as a confidant of the faithful Allah and showed him a glimpse of the diamond. That faq got more greed. He planned to grab that diamond. When the monk slept at night, he found a diamond in his bag and his clothes but he could not find it. The next day, at lunch, he told the monk that there is such a precious diamond, you have kept

                                  मेरे साथ-मेरा क्या जाएगा एक विद्वान साधु थे जो दुनियादारी से दूर रहते थे। वह अपनी ईमानदारी,सेवा तथा ज्ञान के लिए प्रसिद्ध थे। एक बार वह पानी के जहाज से लंबी यात्रा पर निकले। उन्होंने यात्रा में खर्च के लिए पर्याप्त धन तथा एक हीरा संभाल के रख लिया । ये हीरा किसी राजा ने उन्हें उनकी ईमानदारी से प्रसन्न होकर भेंट किया था सो वे उसे अपने पास न रखकर किसी अन्य  राजा को देने जाने के लिए ही ये यात्रा कर रहे थे। यात्रा के दौरान साधु की पहचान दूसरे यात्रियों से हुई। वे उन्हें ज्ञान की बातें बताते गए। एक फ़क़ीर यात्री ने उन्हें नीचा दिखाने की मंशा से नजदीकियां बढ़ ली। एक दिन बातों-बातों में साधु ने उसे विश्वासपात्र अल्लाह का बन्दा समझकर हीरे की झलक भी दिखा दी। उस फ़क़ीर को और लालच आ गया। उसने उस हीरे को हथियाने की योजना बनाई। रात को जब साधु सो गया तो उसने उसके झोले तथा उसके वस्त्रों में हीरा ढूंढा पर उसे नही मिला। अगले दिन उसने दोपहर की भोजन के समय साधु से कहा कि इतना कीमती हीरा है,आपने संभाल के रक्खा है न। साधु ने अपने झोले से निकलकर दिखाया कि देखो ये इसमे रखा है। ही

  You will not find this information anywhere and no one will tell you? Two sexes: male and female  Two sides: Shukla side and Krishna side Two Poojas: Vedic and Tantric (Puranokta) Two ions: Uttarayan and Dakshinayan Three gods: Brahma, Vishnu, Shankara Three Goddesses: Maha Saraswati, Maha Lakshmi, Maha Gauri Three people: earth, sky, hell Three virtues: Sattvaguna, Rajoguna, Tamoguna Three conditions: solid, liquid, gas Three levels: start, middle, end Three stages: childhood, youth, old age Three creations: Dev, Demon, Man Three states: awake, dead, unconscious Three periods: past, future, present Three pulses: Ida, Pingala, Sushumna Three evenings: morning, noon, evening Three powers: will power, knowledge power, action power Char Dham: Badrinath, Jagannath Puri, Rameshwaram, Dwarka Four sages: Sanat, Sanatan, Sanand, Sanat Kumar Four characters: Brahmin, Kshatriya, Vaishya, Shudra Four principles: Sam, Dham, Danda, Bheda Four Vedas: Sama Veda, Rig Veda, Yajurveda, Atharva Veda Fo