A CHANCE TO CHANGE THE ORGANIS ATION THROUGH FINANCIAL SKILLS An introduction to financial skills Financial skills refer to the knowledge, abilities, and tools necessary for effectively managing one's personal finances, including budgeting, saving, investing, and planning for retirement. Developing strong financial skills can help individuals make informed decisions about their money, leading to a more secure financial future and reducing stress related to financial matters. Financial literacy involves understanding basic financial concepts such as interest rates, inflation, and risk, as well as knowing how to use financial products and services like credit cards, loans, and insurance. With the right financial skills, individuals can take control of their finances and make the most of their income, whether they're just starting out in their careers or a...
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